Terms and Conditions
These Terms govern your use of the Innerium website and related information services. Please read them carefully before using this site.
General draft for information only — this page is an editable template and does not constitute legal advice. Consider having it reviewed by a qualified professional before reliance.
1. Acceptance of Terms
Agreement to these Terms
By accessing or using the Innerium website, you agree to these Terms and Conditions and to our Privacy Policy. If you do not agree, please do not use the site.
We may update these Terms from time to time. The version published on this page at the time of your visit applies. Continued use after changes are posted constitutes acceptance of the updated Terms.
2. About Our Services
What Innerium provides
- ✓Innerium provides general information, educational content, and AI-assisted data analysis tools related to disciplined, passive investing approaches.
- ✓Content on this site is for informational purposes only and is not financial advice, investment advice, tax advice, or legal advice.
- ✓We do not guarantee any outcome, return, or performance. Investing involves risk, including possible loss of principal.
3. No Financial Advice and Risk Disclosure
Important limitations
Nothing on this site should be interpreted as a recommendation, offer, or solicitation to buy, sell, or hold any security or financial product. Any decisions you make based on information on this site are solely your responsibility.
You should conduct your own research and consider consulting an independent, licensed financial adviser before making investment decisions. Past performance or simulated analysis does not predict future results.
4. Eligibility and Acceptable Use
How you may use the site
You must be at least 18 years old, or the age of majority in your jurisdiction, to use contact forms or request services. You agree to:
- ✓Provide accurate information when contacting us.
- ✓Use the site only for lawful purposes and in accordance with these Terms.
- ✕Not misuse the site, attempt to gain unauthorised access, interfere with its operation, copy or scrape content at scale, or infringe intellectual property rights.
- ✕Not submit unlawful, misleading, abusive, or infringing material.
5. Intellectual Property
Ownership of content
Unless otherwise stated, all text, design, graphics, and layout on this site are owned by or licensed to Innerium and are protected by applicable intellectual property laws.
You may view and print pages for personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works from site content without prior written permission, except as permitted by law.
6. Third-Party Links and Tools
External resources
This site may reference or link to third-party websites, tools, or services for convenience. Innerium does not control and is not responsible for third-party content, policies, or practices. Your use of third-party sites is subject to their own terms.
7. Disclaimers and Limitation of Liability
As permitted by applicable law
The site is provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, reliability, or fitness for a particular purpose.
To the maximum extent permitted by law, Innerium and its operators shall not be liable for any indirect, incidental, consequential, or special damages arising from or related to your use of the site or reliance on its content.
Nothing in these Terms limits rights that cannot be limited under applicable consumer protection law.
8. Indemnification
Your responsibility
You agree to indemnify and hold harmless Innerium from claims, losses, or expenses arising from your misuse of the site, violation of these Terms, or violation of any law or third-party right, to the extent permitted by applicable law.
9. Privacy
How we handle information
Any personal information you provide via forms on this site is handled as described in our Privacy Policy. Please review that policy for details on data collection and your choices.
10. Termination and Changes to the Site
Availability and updates
We may suspend, modify, or discontinue any part of the site at any time without notice. We may restrict access if we reasonably believe use violates these Terms or applicable law.
11. Governing Law and Contact
Questions about these Terms
[Editable placeholder — insert governing law / jurisdiction after legal review, e.g.: “These Terms are governed by the laws of [Country/Region], without regard to conflict-of-law principles.”]
If you have questions about these Terms, please contact us via our Contact page. Please include “Terms Enquiry” in your message so we can direct it appropriately.